In the financial market, debt claims circulate as assets; after being tiered, they are sold to different institutions.

Take this debt of the Jiang Family, for example; if it becomes a bad debt, the lending company will sell it to a debt collection agency.

If the collection agency still can't collect the money, it might be sold to the next collection agency.

Only when no one is willing to buy this debt claim does it truly become a bad debt.

However, very few people can hold out until that point. In the vast majority of cases, they have to grit their teeth and "sell their blood" to ensure their safety, or else they've already been driven mad by wave after wave of debt collection.

The person on the other end of the phone only pondered for three seconds. "Deal."

Chen Cheng was not at all surprised that the other party agreed so quickly.

Ever since Chen Cheng walked in, he had behaved very assertively, adopting the posture of someone in a superior position, leaving people baffled.

If it had only been Chen Cheng alone, the other party might have pondered whether they could manipulate him.

But when Chen Cheng called out to Brother Sheng and pulled out a checkbook, the situation was different.

In this day and age, mobile payments are so developed that small payments and transfers are all done via mobile phones.

Being able to carry a checkbook around...

There is only one possibility: he might need to make a large payment at any time, a large payment of over a million.

Moreover, this is a person who brings a Bodyguard with him wherever he goes.

It was obvious that he was not someone a loan shark could afford to offend.

Chen Cheng turned his head and handed the check to Brother Sheng.

"Brother Sheng, take them out. Wait until we get the loan contract before giving him the check. If they are worried, take them to the bank to withdraw the money."

Brother Sheng nodded respectfully. "Yes, Boss."

Chen Cheng waved his hand at Brother Sheng.

As soon as Brother Sheng moved aside, Chen Cheng saw the four people standing in the courtyard, staring into the room.

Chen Cheng's mouth twitched; children these days really are fearless.

When debt collectors come knocking, aren't they supposed to be scared?

Chen Cheng had misunderstood.

In reality, Deng Xiaoqi was gripping the hands of the two people on her left and right, and the three of them were so nervous their legs were shaking.

Zhao Rui was clutching her phone in her right hand, and '110' was already typed out on the screen.

Qian Sanyi, on the other hand, was leaning against a tree, looking unbothered and watching the room with a relaxed expression.

Chen Cheng waved at the four of them, signaling them to come in.

"Old Jiang, since you don't want to sell, I'll be going now."

"As for us, even if the deal doesn't go through, the friendship remains. We may meet again in the future by fate."

After Brother Sheng took Xiao Mao and his group away, the bald man surnamed Meng stood up and said goodbye to Jiang Qilong with a smile.

Jiang Qilong shook hands with the man surnamed Meng with a forced smile. "General Manager Meng, take care."

"Young man, until we meet again." The bald General Manager Meng turned his head and greeted Chen Cheng.

Chen Cheng nodded with a smile but didn't respond to him.

In his heart, he thought a little higher of the bald General Manager Meng; he was a typical petty person, a smiling tiger.

As soon as the bald General Manager Meng left, a look of joy immediately appeared on Jiang Qilong's face, and he reached out his hand with a smile.

"Today, I am truly grateful, 'Cheng...'"

Chen Cheng stood up and shook hands with Jiang Qilong with a smile. "General Manager Jiang, there's no need to be so polite. My name is Chen Cheng, and I'm Hao Zi's friend."

"Oh, so it's General Manager Chen. Last time Hao Zi came back, he mentioned you, saying you... saying you sing well."

"Isn't that right, Hao Zi?"

"Mm-hmm!"

Jiang Tianhao nodded happily. With the family matter resolved, the corner of this kid's mouth was almost stretched to his ears.

"Mm-hmm, my foot. Hurry up and pour water for your Brother Cheng."

Chen Cheng's lips curled. They were all seasoned veterans. A single "your Brother Cheng" had brought their relationship closer.

"Yes~ Yes, I'll go right away."

As he spoke, Jiang Tianhao ran into the kitchen with a thud-thud-thud.

"General Manager Chen, please excuse him; this kid is just like this, always rushing around."

Chen Cheng smiled. "Isn't that just full of vigor?"

Jiang Qilong pulled Chen Cheng to sit down. "General Manager Chen, in a moment, I'll write you an IOU. This money is what I owe, how can I let my son pay it back for me?"

"Besides, that kid is still a child, how could he afford to pay back this much money?"

Chen Cheng glanced over as Lin Miaomiao and the others walked in. Chen Cheng pointed. "General Manager Jiang, how about we talk somewhere else?"

Jiang Qilong glanced at the few little ones walking in, nodded, and smiled as he nodded.

"General Manager Chen, let's go to the tea room to talk and let the little ones play by themselves."

Chen Cheng nodded, readily agreeing.

As soon as the two sat down, Jiang Tianhao came in with tea.

He poured a cup for Chen Cheng first. "Brother Cheng, drink some tea."

Jiang Tianhao was extremely grateful in his heart for Chen Cheng coming to save the day today.

Jiang Tianhao poured a cup for his old man and was about to leave.

Chen Cheng spoke up and stopped him. "Hao Zi, you sit down too."

Jiang Tianhao looked at Jiang Qilong inquiringly. Jiang Qilong was also a bit hesitant, frowning slightly. "How about this, Hao Zi, you go call your mom first and tell her to buy more groceries. Then you come back."

"Tonight, since your classmates are all here, I'll have a few more drinks with General Manager Chen."

"Okay," Jiang Tianhao replied and went out to make the call.

Since he had come to freeload a meal anyway, Chen Cheng naturally wouldn't object; it would be a good chance to taste Jiang Qilong's cooking.

Chen Cheng glanced at Jiang Qilong, did not speak, chuckled softly, picked up the teacup, and gently sniffed the aroma of the tea leaves.

"May I ask, where is General Manager Chen employed?" Jiang Qilong looked at Chen Cheng with a faint smile.

"I'm an unemployed drifter; otherwise, I wouldn't be hanging out with Hao Zi and the others." Chen Cheng smiled.

"General Manager Jiang, there's no need to probe. Helping Hao Zi is purely because I quite like this kid."

As he spoke, Chen Cheng opened his mobile banking app and handed it to Jiang Qilong.

Jiang Qilong looked at the numbers inside, and even with his forty-five years of self-restraint, he still held his breath.

This kid had seven hundred million deposited in one bank, in cash!

Actually, from the perspective of ordinary people, one should not flaunt their wealth, should act low-key, and make a fortune in silence; this is also the code of conduct for many self-made entrepreneurs.

In this world, there are very few people who will offer help in times of need, but there are many who will add flowers to the brocade.

People with lower cognitive levels are always hoping for others to help them in times of need, or wishing every day to win the lottery, or hoping for some sudden opportunity for a windfall.

But people with higher cognitive levels care more about others adding to their success. Everyone helps carry the sedan chair.

Why do many rich people often flaunt their wealth?

Do you think it's just to give ordinary people something to talk about after tea and dinner?

In fact, their real purpose is to show it to other rich people. The purpose is very simple: they hope to be sought after by some rich people with lower cognitive levels than themselves.

Chen Cheng showing his balance to Jiang Qilong was just so he wouldn't be on guard against him; there really wasn't anything in their family that he took a fancy to.

And by the way, he could exchange it for some of Jiang Qilong's awe and wariness.

A little bit is enough.

From now on, Chen Cheng's words would carry much more weight with Jiang Qilong.

Before long, Jiang Tianhao returned.

"Hao Zi, this 3 million is what I lent you. Do you acknowledge it?"

"I acknowledge it, of course I do."

"That's good. Then, do you acknowledge the 300,000 in interest that I decided on my own?"

"Brother Cheng, what are you saying? You helped our family drive away those debt collectors. I'm too grateful to even express it; how could I not acknowledge it?"

Jiang Qilong also spoke up: "Using this 3 million for a year and paying 300,000 in interest is only right.

We should be thanking General Manager Chen. If it weren't for General Manager Chen acting as the middleman, I'm afraid this interest would be hard to settle for less than 700,000 or 800,000."

Chen Cheng smiled. "As long as General Manager Jiang doesn't blame me for acting on my own."

"Good. Since both you father and son acknowledge this debt, let's talk about how this money will be repaid."

Jiang Qilong glanced at his son and said seriously: "General Manager Chen, please go ahead. I, Jiang Qilong, will pay back this money even if I have to sell my blood."

Chen Cheng smiled and looked at Jiang Tianhao. "Hao Zi, I'm lending you the money at the five-year LPR interest rate for a period of five years. That means as soon as you graduate from university, you must pay this money back to me."

"I agree!"

Before Chen Cheng had even finished speaking, that silly kid Jiang Tianhao shouted that he agreed.

I know you're in a rush, but don't be impatient.